Our Process

We work with you to gain a thorough knowledge of your needs and goals. From this information, we develop a personalized, comprehensive financial plan that provides the foundation for financial advising recommendations and investment strategy. 

Comprehensive planning involves not only retirement planning. It also includes cash-flow planning, education planning, estate planning, tax strategies, and more. We view financial plans as living, dynamic documents that are updated as your needs change. 

Our personal knowledge of your financial situation allows us to help you avoid financial mistakes. Avoiding financial mistakes can be the most important factor in reaching your planning objectives. Our team of financial experts work on your behalf in pursuit of your goals. 

Our investment process involves low-cost Exchange Traded Funds diversifying your portfolio across nine sectors of the economy and markets, including US stocks, international stocks, bonds and natural resources.